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Welcome to Skipton Group


Skipton Building Society Group is a divisional structure of companies, each of which has a distinct purpose aligned to its objective of giving real value to customers. Skipton Building Society is at the heart of the group. Along with Amber Homeloans Ltd, North Yorkshire Mortgages Ltd and Skipton International Ltd, it forms the core divisions of mortgages, savings and financial advice. Our subsidiary the Connells group provides estate agency services, while invoice factoring and discounting are delivered through Skipton Business Finance Ltd.

Our Brands


Investor Relations


annual report 2013

2015 Annual Report & Accounts

Full details of the Society's 2015 financial results, including the Directors' Report on Corporate Governance, Audit Committee Report, Risk Management Report, Directors' Remuneration Report and the Independent Auditor's Report.

half year report 2014

2015 Half Year Report

Details of the Society’s half year results showing increased membership, increased savings balances, and an increase in the Group’s mortgage balances compared to the same period in 2014.

Skipton Wholesale Funding Programme

Our funding strategy is consistently evolving, and like many financial institutions, the Society accesses the wholesale markets to smooth out variations in savings flows and moderates reliance upon traditional sources of funding.

The Society has raised wholesale funds by issuing floating and fixed rate notes under its medium term note programme and by issuing residential mortgage backed securities. The Society has also raised capital via the issue of subordinated debt and Permanent Interest Bearing Shares (PIBS).